More House For Less

A State Sponsored Mortgage Program for the Smart Homebuyer

Get with the program

The More House 4 Less Maryland Mortgage Program, that is. And buy EVEN more house 4 less with CDA.

CDA has added more loan products, offering a range of interest rates and loan terms giving its borrowers more flexibility. And, CDA has gone conventional. With private mortgage insurance now available, borrowers have more buying power.

Finance your home with our below market mortgage interest rates. CDA rates are fixed, so there'll be no surprises during the term of your loan.

CDA has flexible loans to fit your needs. There are a variety of factors to weigh when financing your new home-your cash flow, your monthly mortgage payment, how long you plan to live in the house. Call David today to choose the loan that's right for you!

The home of your dreams

With a CDA mortgage loan, you can buy the home of your dreams. It takes all types, what's yours?

· Existing homes; new construction (if in a Priority Funding Area *)

· Townhouses; detached or semi-detached homes; condominium units;

modular or manufactured homes with the State seal of approval for code compliance

· Investment property not eligible

· Home must be occupied as principal residence

Government Mortgage Insurer/Guarantor:

· Federal Housing Administration (FHA) insurance

· Veterans Administration (VA)

· Rural Housing Services (RHS) guaranty

· Maryland Housing Fund

Get Assistance

The costs of downpayment and settlement can overwhelm first-time homebuyers and is listed as the #1 barrier to homeownership. That's why CDA has added more assistance programs for closing costs. In addition to the zero-percent deferred $5,000 DSELP loan, employers are joining CDA's newest homeownership initiative, House Keys 4 Employees, an employer partnership program, to help Maryland's workforce become homeowners through a creative match program with the State of Maryland. And, through its new MMP Plus loan product, borrowers can receive a two percent closing cost grant.

We are a CDA Approved Lender. Call Jeff today to see if you qualify for the programs listed above.

Carrollton Mortgage Services, Inc - 2300 York Road Suite 213 - Timonium, MD 21093
Jeff Albaugh Office: (410) 561-7515 Ext 124 or Cell: (443) 324-3070 Matt Weaver Cell: (443) 831-4352
Erin Ferro Office: (410) 561-7515 Ext 135 Christy Lancellotti Office: (410) 561-7515 Ext 123
Toll Free Phone: (800) 840-5269 Fax: (410) 561-8145

We lend in the following states: MD, VA, WV, DE, PA

The information provided in this website may not apply to each individual mortgage loan situation.

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.